Home loan EMI calculator
Move the sliders to see your monthly instalment, total interest and total payable.
Monthly EMI
- Loan amount
- ₹8 Cr
- Total interest
- ₹8.66 Cr
- Total payable
- ₹16.66 Cr
Indicative only. Actual EMI depends on your lender, credit profile and fees.
How the EMI is calculated
EMI = P × r × (1 + r)n ÷ ((1 + r)n − 1), where P is the loan amount, r the monthly interest rate and n the number of monthly instalments.
Before you apply
Banks usually lend up to 75–80% of the property value for homes above ₹75 lakh. Stamp duty and registration are paid separately.